I have never ever played d20modern before, are you willling to take a noob player?
I do *have* read every single Lovecraft story there is, though, have them all here. I also have read a lot of Conan, mostly everything by Robert E. Howard himself, and since he and Lovecraft were pen buddies and exchanged a lot... I think of myself as having a pretty good grasp of eldritch horror, lol.
What's the starting level? I'm having a bit of difficulty understanding... We start with a starting Occupation, and then take "Prestige" classes afterwards, as we qualify for them?