Min/Max Boards

In the same Kython>Slaughterking>Overlord example I assume the miss chance would not stack, but would it have two separate miss checks?
So if the there are 4 allies then you would roll an 80% miss chance then a 60% miss chance?

Insinctive cunning: A Slaughterking is much smarter than it looks, and even more cruel, not hesitating to use his own allies as meat shields. A Slaughterking gains 20% miss chance against all attacks for every ally it has adjacent to it, up to 80% miss chance.

 Also it would allude that in the Slaughterking's miss chance that the ally (being used as a meat shield) would be hit instead, is this correct? Would you decide on who is hit based off the roll? i.e. 1-20 ally1 is hit 21-40 ally2 is hit etc.
 Or is it simply flavour text?

Sorry for all the questions 

Best regards,
Alpha

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Best regards,
Alpha