Oh it gets better. When I was playing the Rogue/Ranger with a Dwarf he told me he wasn't going to assess me the XP penalty for not keeping them balanced. But now that I have dipped into a 3rd class I have to pay the 20% XP penalty........
Now I will say that he does not do the standard XP out of the book, he likes to give the lower level players more XP and higher level Players closer to book XP so that the party can stay close in XP and no one player gets too much higher than another. So I am not worried about the penalty. So if I make another character for his campaign. My next challenge will be to make on that only uses 2 classes lol..... Personally I like the challenge lol.
I learned a lot from you guys with the swift hunter build. So I am not worried lol