One of the bonus class skills that a Black Dragon gets is Swim. As it has a swim speed, it naturally gets a +8 racial bonus to Swim checks, and can also Take 10 on any swim checks.
However, Black Dragons also have the Water subtype, which states:
Water Subtype: This subtype usually is used for elementals and outsiders with a connection to the Elemental Plane of Water. Creatures with the water subtype always have swim speeds and can move in water without making Swim checks. A water creature can breathe underwater and usually can breathe air as well.
The bolded portion basically means it is pretty much always treated as succeeding on a swim check to move, right? If it can move through water without needing to make checks, what is the point of having the skill?