If you are going to be theurging it up, I have to recommend against using the Dragonic template. Especially on a Meldshaper/Bard hybrid.
Dragonfire Inspiration is a must-have. You will murder things in short order with that ability. Snowflake Wardance would also be good, but it unfortunately isn't in the list you posted. Since you are going Dragonborn, a decent idea would be to invest in Entangling Exhalation. It would give you a couple of free rounds to set up DFI, and debuff enemies so your Totemist attacks would be more efficient.
Also, a couple of grafts are within your budget. Consider them, as grafts are an excellent way to "double-up" on chakra binds (they don't count against an item slot like other magic items do).