Isn't really point buy so much. There will be a set group of abilities you can choose at 1st Level, and occasionally at higher levels. You can choose 2-4 of those abilities at 1st Level, and with each level you can upgrade one. For example a typical 1st level spell
Burning Touch
Evocation [Fire]
Level: Fire 1, Sor/Wiz 1
Components: V, S, M
Casting Time: 1 standard action
Range: Melee
Duration: Instantaneous
Saving Throw: Reflex for half
Spell Resistance: Yes
You do x additional fire damage with a successful melee attack.
For upgrades you could shorten the casting time, get rid of components, extend the range, increase the duration or damage, get rid of saving throw/spell resistance, add additional effects, make it a touch attack, etc.
Fighters will be basic ToB style maneuvers that are modified the same way.