The mantle of the fiery spirit spell (Sandstorm, p118) gives the target the fire subtype as an instantaneous effect. It's an 8th-level spell, has a 5,000 gp material component, and costs the caster 2,000 xp. That would normally put the market price at 27,000 gp, but you could use one of the options from
this article to foot the xp cost yourself, bringing it down to 17,000 gp. If there's a high-level NPC friendly to your party willing to cast spells for you, you might also be able to eliminate the standard spellcasting fee, bringing it down to 5,000 gp.
A custom item based on the spell energy immunity (Spell Compendium, p80) would cost 66,000 gp, which is even worse.
If you're willing to give up levels for this, the Imix-blooded template (Monster Manual V, p65) gives you immunity to fire for +1 LA, and tainted-blood template (Bestiary of Krynn, p97 or p98) gives you immunity to acid damage for +1 LA.
The gheden template (Dragon 313, p63) gives you immunity to nonlethal damage for +1 LA. That's about all I can find on that front.
The cheapest way to get immunity to death effects is soulfire armor (Book of Exalted Deeds, p112). That's a +4 ability, so you're looking at at least 24,000 gp to add it to armor.