I want to be a Millionaire so f**king bad!

[SneeR]

Let's say that I am a dwarf. A greedy, stereotypical dwarf.

Heck, we can even assume that I am a dwarf as GURPS would have it: I can freaking smell gold.
Now let's say that that smell moistens my loins, shivers me timbers, floats my boat, baby, all night long.

Gold! I want GOLD!!!
Make a character that can have as much gold at as low level as possible!

For added challenge, follow these guidelines:
-Must be a dwarf
-Must be useful in combat, too
-Must never spend any of his gold! Every ounce of gold is too precious to give away!!

GO! Times a-wastin'!

[Cagemarrow]

Dwarf Artificer, make an item of at will Unseen Crafter. Craft lots and lots of mundane items super fast with nearly unlimited aid another's from multiple spells.  Up the DCs by increments of 10 and cast more servants to aid the craft checks until you can make the items in less than a day. Poisons tend to have the best value for crafting costs if you can find buyers for them. Then put the funds from that into an at will item of Fabricate. . . unlimited money is now yours.

[Cagemarrow]

Alternatively, once you have fabricate at will, use that to get enough funds for at will polymorph any object. Now turn rock to gold permanently.

[SneeR]

Dwarf Artificer, make an item of at will Unseen Crafter. Craft lots and lots of mundane items super fast with nearly unlimited aid another's from multiple spells.  Up the DCs by increments of 10 and cast more servants to aid the craft checks until you can make the items in less than a day. Poisons tend to have the best value for crafting costs if you can find buyers for them. Then put the funds from that into an at will item of Fabricate. . . unlimited money is now yours.

Interesting, but what level is that viable at?
Also, don't forget: I don't want to spend any money!

[ImperatorK]

First level. Ranger. 4 ranks in Profession. Wis 18. Make money, from 6 to 16 gold pieces per week. Take Skill Focus (Profession) for additional 1-2 pieces. Take ranks in Survival, hunt your own meals, sleep in the wilderness. At the age of 350-450 you'll be a millionaire.
Nope. Not a millionaire. Far from it.

[sirpercival]

Be a druid (a dream dwarf gets you a Wis bonus, too) so you're great at combat.  Then, spam Flesh to Salt and sell your enemies!  At level 13 you can do Mass Flesh to Salt.

And, if there's ever a class that cared less about equipment, it's Druid.

[nijineko]

that build could even sell the whole turn your enemies to salt bit as an assassination ploy, ala jabba the hut. put your enemies as trophies around your palace. maybe drill a hole through their heads chinese water torture style just in case someone tries to revive them.

[Cagemarrow]

Well the artificer route, with item creation cost reductions can start as low as 3rd level. I was able to do it with a Warforged who made the unseen crafter into an item familiar amulet. With Ancenstral Relic you may be able to do it earlier.

Amulet of the Unseen Crafter: CL 3, Unseen Crafter, Craft Wondrous Item, (2 Spell Level x 3 Caster Level x1800 Command activated) 10800 gp base cost; Crafting cost 5400 gp and 432 xp

Follow the cost reduction handbook to reduce it from there.

Remember there's a reason people say you have to spend money to make money.

[Havok4]

You could be a binder and bind Andromalius for at will detect object to find all the gold in any given region. You would also get some nice rogue like abilities as part of the class.

[sirpercival]

If you're going binder, go all the way and be a binder/ur-priest/anima mage.  Bind Astaroth, and sacrifice people using Knowledge: Religion checks to get Dark Craft gold & XP, as much as you like.  Then you can sell all the items you made for free.

[Zonugal]

How about this?

Ragnoff the Wise; Crusader 1 with 4 ranks in Craft (Writing), Diplomacy, Knowledge (History) and Knowledge (Religion); Skill Focus (Craft: Writing), Favored in House and Apprentice (Craftsman) for feats; Specialized (Craft: Writing).

Craft (Writing) +13; +4 ranks +1 int +3 skill focus +2 apprentice bonus +1 specialized +2 masterwork tool

Take ten to write an epic poem to sell for 500 gp. In addition to writing such impressive works you'll be known within high society, as to influence others to purchase your work.   

[Lycanthromancer]

Level 1, be a wizard, have flaws, visit a metropolis. You already have a spellbook full to the brim with cantrips (since you know every single one in the entire game), but take a few feats (such as Collegiate Wizard and Precocious Apprentice) to increase the number of spells you have, and to increase the value of the things you sell (such as Mercantile Background). Sell your spellbook. Buy a scroll of Simulacrum (of an efreeti). You now can abuse Wishes to get many more efreet Simulacrums and more Wishes.

Wish for money.

There. Done at level 1.

[X-Codes]

The thing about Unseen Crafter items is that if you increase the CL, the gold required to craft it increases linearly, but the profit from spamming it every day goes up exponentially.

[Flay Crimsonwind]

Also recall that you can't just make something and sell it by the boatload. The DM will, if half intelligent, have your flooding of a good affect the supply-demand, and thus the amount you can sell it for. Might even punish you for flooding the market and lowering the demandable price for such items. Just remember the rule of the internet, and apply it to the world where magic makes anything: if you can imagine it, someone else has already done it. Thus there has to be a reason why everything isn't pittifully cheap, collapsing the market. At level 1, it's doubtful a regulator will be beaten by you.

So come up with something that's value cannot be as easily determined. I liked the epic poem idea, but what I think really needs to happen is you spread yourself out with what you make, so you don't upset the balance of any one item, and thus you might be able to keep up your schtick for years, decades if your smart.

Then rename yourself Petyr Baelish and have done with it.

[X-Codes]

Bard w/ Bardic Knack and JoaT/Elf Dilettante spamming Unseen Crafter, with each of his crafters making different items...

[weenog]

You need Hide and Move Silently, Darkstalker, shivering touch, information on where true dragons lair and keep their hoards, and a pair big enough to go take them.

You'll need more than that for many of these creatures, but that's the bare minimum if you want to get rich (or dead) quick.

[Endarire]

Consider a CHA build.  Be a Dwarf with lots of persuasive skills (like a Bard).  Convince others to give you their fortunes.

[ZombieGirl]

CE/LE Dwarf Erudite 5 / Thrallherd 1 + Extra Followers + Assemble the Horde + high charisma (assuming gm allows leadership feats to affect thrallherd leadership). Have your believers and thralls sell all their belongings and give you all their money, sacrifice them to some dark god to score some brownie points, rinse and repeat. Not a single coin spent, only constant and reliable income.

Edit: Beware - High probability of auto-successful ranged attacks by flying DM manuals.

[DrHorrible]

You need Hide and Move Silently, Darkstalker, shivering touch, information on where true dragons lair and keep their hoards, and a pair big enough to go take them.

You'll need more than that for many of these creatures, but that's the bare minimum if you want to get rich (or dead) quick.

Add Hoardstealer for flavour and Hide from Dragons.

 

[Noliar]

CE/LE Dwarf Erudite 5 / Thrallherd 1 + Extra Followers + Assemble the Horde + high charisma (assuming gm allows leadership feats to affect thrallherd leadership). Have your believers and thralls sell all their belongings and give you all their money, sacrifice them to some dark god to score some brownie points, rinse and repeat. Not a single coin spent, only constant and reliable income.

Ah, the televangelist build!